Attention homeowners in Fort Myers and Lee County: Need an appraisal?

The top seven reasons FL homeowners order from Sunshine Appraisal Services, Inc.:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a FL property tax assessment
  3. To cut their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a FL divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Need help deciding the price of your home in or near Fort Myers, FL?
Contact Sunshine Appraisal Services, Inc..

We at Sunshine Appraisal Services, Inc. understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Sunshine Appraisal Services, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Sunshine Appraisal Services, Inc., we're seasoned in helping consumers just like you rid themselves of unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is going down. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Sunshine Appraisal Services, Inc. is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Sunshine Appraisal Services, Inc. can provide you with an expert appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Sunshine Appraisal Services, Inc. can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Sunshine Appraisal Services, Inc. can help with that too. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.